"Instead of chasing the best rate,
you have to ask the right questions."

Download
mortgage application

our mortgage services

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We analyze your situation in a global way.
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We explain the system as a whole.
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We set up a complete support process.
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We look for the best overall conditions for your unique situation.

A mortgage service with a real consulting approach and a complete accompaniment.

A mortgage offer is only meaningful if it includes a financial analysis of each client. The Swiss system is complex and there are many ways to finance a property. Therefore, at Perennial, we do not chase the best rate but find the most suitable solution for a well understood financial situation. This makes all the difference. 

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Brokers' Café

Le Café des Courtiers, a new way to approach our expertise through relaxed discussions.

A mortgage offer without an asset analysis will never be perfectly adapted to your global situation

The steps

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First meeting

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Analysis of your situation

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Explanation of the Swiss system

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Offers and solutions

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Implementation and support

to Know!

A mortgage offer is not looking for better rates but overall conditions that are perfectly aligned with your specific situation.

Support throughout the process is therefore essential for making a relevant offer. In addition, understanding the customer of the Swiss system and the various options is essential and is the responsibility of the service provider.

Let's meet to discuss your project.

Important documents for each advisor

Request for mortgage loans

OUR EXPERTS

Cédric Gomez

Director – Business Operations Manager

Medical insurance specialist, collective and individual insurance

Michel A.A. Béguin

Partner

Insurance specialist for private clients and mortgage business

Cédric Gomez

Director – Business Operations Manager

Medical insurance specialist, collective and individual insurance

Michel A.A. Béguin

Partner

Insurance specialist for private clients and mortgage business

a group company

Perennial Logo - Howden

Howden acquires Perennial SA and expands into French-speaking Switzerland